Registered Representative of Park Avenue Securities LLC (PAS). OSJ: 52 Forest Ave., Paramus, NJ 07652, 201-843-7700. Securities products offered through PAS, member FINRA, SIPC. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is a wholly-owned subsidiary of Guardian. Proviser Financial LLC is not an affiliate or subsidiary of PAS or Guardian. CA Insurance License #0D99890, AR license #6543210